There are millions of registered motor vehicles in the United States, and many of them are used for business in some way. If you have employees who use personal vehicles for business use, you could be exposing your business to significant liability risk. Even if your employees have Personal Auto Policies (PAPs) for their personal […]
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Comprehensive Auto Insurance
Date: August 24, 2021Category: Author:
Comprehensive Auto Coverage There are many factors that need to be considered when purchasing auto insurance. While auto insurance is often seen as a way to protect drivers when they get into an accident, vehicles also need protection, as there are many ways they can be damaged without actually being involved in a collision. That’s […]
OSHA Enforcement Inspection Guidance for Tree Care and Tree Removal Operations
Date: August 16, 2021Category: Author:
OSHA recently issued a memorandum updating its enforcement guidance for compliance safety and health officers (CSHOs) when inspecting tree care and removal operations. The memorandum highlights some of the hazards faced by workers engaged in tree care and tree removal operations and the OSHA standards that apply to those hazards. It also includes situations where […]
California Repetitive Motion Injury Program
Date: July 26, 2021Category: Author:
California’s Occupational Safety and Health Administration (Cal/OSHA) requires covered employers to develop a program that is designed to minimize repetitive motion injuries (RMIs). The program applies to jobs, processes, and operations where RMIs have occurred to more than one employee under the following conditions: Work-related causation: RMIs are predominantly caused (greater than 50%) by a […]
Business Interruption Insurance: Should You Insure Ordinary Payroll?
Date: July 6, 2021Category: Author:
Among the many decisions, an employer makes when buying business interruption insurance is whether to insure ordinary payroll and if so, for what length of time. It is important to consider and revisit this question periodically because your business needs can change from year to year based on the type of operations, plant or office […]