Nonprofit
Having a company holiday party? Tips to limit liquor liability.
Date: December 1, 2021Category: Author:
A bartender is legally liable for serving alcohol to a patron who becomes intoxicated and then injures a third party. Does a business face a similar exposure when it hosts a social event where alcohol is served, such as an open house or employee picnic? Liquor liability exposure is not limited to those whose primary […]
Conservation United: Best Practices for Board Orientation
Date: October 27, 2021Category: Author:
The board of directors plays a vital role in establishing and maintaining the organizational structure of a nonprofit. This elected group oversees the organization’s activities and meets periodically to discuss and vote on business affairs. Given the critical role board members play in an organization’s overall success, these individuals need to be up-to-speed on the […]
Personal Auto for Business Use
Date: September 8, 2021Category: Author:
There are millions of registered motor vehicles in the United States, and many of them are used for business in some way. If you have employees who use personal vehicles for business use, you could be exposing your business to significant liability risk. Even if your employees have Personal Auto Policies (PAPs) for their personal […]
Workers Compensation Premium Audits
Date: March 16, 2021Category: Author:
While workers’ compensation requirements can differ between states, many policies include a routine premium audit process. Different from most other lines of commercial insurance (e.g., property coverage)—in which potential exposures can be identified upfront and premium expenses are final—workers’ compensation premiums paid at the beginning of policy periods are provisional amounts. In other words, these […]
Cyber Liability: Preventing Ransomware Exposures From Remote Desk Protocol
Date: March 8, 2021Category: Author:
Remote desk protocol (RDP)—which is a network communications protocol developed by Microsoft—consists of a digital interface that allows users to connect remotely to other servers or devices. Through RDP ports, users can easily access and operate these servers or devices from any location. RDP has become an increasingly useful business tool—permitting employees to retrieve files […]