Workers Compensation

Workers Compensation Premium Audits
Date: March 16, 2021Category: Author:
While workers’ compensation requirements can differ between states, many policies include a routine premium audit process. Different from most other lines of commercial insurance (e.g., property coverage)—in which potential exposures can be identified upfront and premium expenses are final—workers’ compensation premiums paid at the beginning of policy periods are provisional amounts. In other words, these […]

Reporting Workers’ Compensation Claims
Date: February 16, 2021Category: Author:
Reporting Workers’ Compensation Claims Workers’ compensation laws are often misunderstood because they can vary significantly between states. If your employee reports an injury and you are unsure of what steps to take, you are not alone. However, regardless of your company’s geographical location, the first two days after an employee gets injured on the job […]


Top 10 Ways to Control Your Workers Compensation EMOD
Date: May 6, 2020Category: Author:
Your experience modification factor, or EMOD, is an important component used in calculating your workers’ compensation premium. If you can control your EMOD, you can lower your price — so we’ve gathered top tips to help you impact your bottom line. Investigate accidents immediately and thoroughly; take corrective action to eliminate hazards, and be aware […]