Blog
Reaching Back To The New Deal, Biden Proposes A Civilian Climate Corps
Date: May 12, 2021Category: Author:
With college classes going online because of COVID-19, Joe Spofforth put his double major in political economies and educational studies on hold to move West and find work. When the pandemic was over, he’d go back. “You can get real into this stuff,” the 21-year-old Ohioan said, grinning at his mountain surroundings as his fellow […]
Direct and Indirect Workers’ Compensation Costs Explained
Date: April 19, 2021Category: Author:
Workers’ compensation claims have a variety of different costs associated with them. Some of these costs are expected costs, while others are unexpected. Here’s the difference between these terms: Expected costs are those that are covered by workers’ compensation insurance. Such expenses are commonly referred to as direct costs. Unexpected costs are those that workers’ […]
Status of the Department Of Labor’s Independent Contractor Rule
Date: April 1, 2021Category: Author:
On March 11, 2021, the U.S. Department of Labor (DOL) announced a proposal to rescind the independent contractor final rule. The final rule was published on Jan. 7, 2021 and is scheduled to become effective on May 7, 2021. The DOL’s position is that adopting the rule would significantly weaken worker protections under the Fair […]
Workers Compensation Premium Audits
Date: March 16, 2021Category: Author:
While workers’ compensation requirements can differ between states, many policies include a routine premium audit process. Different from most other lines of commercial insurance (e.g., property coverage)—in which potential exposures can be identified upfront and premium expenses are final—workers’ compensation premiums paid at the beginning of policy periods are provisional amounts. In other words, these […]
Cyber Liability: Preventing Ransomware Exposures From Remote Desk Protocol
Date: March 8, 2021Category: Author:
Remote desk protocol (RDP)—which is a network communications protocol developed by Microsoft—consists of a digital interface that allows users to connect remotely to other servers or devices. Through RDP ports, users can easily access and operate these servers or devices from any location. RDP has become an increasingly useful business tool—permitting employees to retrieve files […]